Ledger Investing

What is Ledger Investing?

Ledger Investing is an innovative investment firm specialized in the burgeoning field of insurance-linked securities (ILS). The company operates an online marketplace designed to enhance the transparency and standardization of ILS.

By integrating financial and software engineering, Ledger Investing facilitates investments in insurance risk, providing a unique proposition for insurers and investors alike. Insurers benefit from access to lower-cost capital from the capital markets through securitization, which in turn enables them to improve their return on equity and program economics while also increasing their underwriting capacity.

For investors, Ledger Investing presents a novel opportunity to directly invest in a growing asset class that offers diversification due to its low correlation with traditional investments like equities and fixed income. The firm touts over $2 billion in premiums securitized and more than $400 million in capital secured, emphasizing its role in the partnership with top US MGAs to enhance business outcomes. Ledger Investing's platform also includes a robust risk data infrastructure, analytic tools, and a modeling suite, set to expand with the introduction of automated bordereaux.

Education for stakeholders is a priority, as evidenced by the newly launched Insurance Library providing insights on casualty insurance and ILS. With a minimum and maximum investment threshold of $2,500,000, Ledger Investing clearly targets substantial deals that promise to change the landscape of insurance investment. The firm also recently announced the first-ever secondary market trade of a casualty insurance security on its marketplace, highlighting its dedication to innovation in the sector.