L&T Financial Services

About The Fund

L&T Financial Services is a non-banking financial company in India that specializes in providing a gamut of financial products and services. Their offerings are broad, catering to both urban and rural markets through various segments, which include urban finance, rural finance, and microfinance. Urban finance services comprise housing finance, which encompasses complete home loans, balance transfer and top-up loans, and loans against property, both residential and non-residential. Personal loans, including those for weddings, and two-wheeler finance are also part of their urban offerings, providing consumer finance options to meet immediate financial needs or to purchase vehicles. For the rural sector, they extend farm equipment finance, which features new tractor loans, top-up loans, and more, along with micro-loans that focus on group lending to women borrowers for income-generating activities. In the segment of SME finance, L&T Financial Services facilitates SME loans, loans to professionals such as CAs and doctors, aiming to support business expansion and professional advancement. Insurance products, including life, health, and general insurance, form an integral part of their portfolio, ensuring their clients' financial security. L&T Financial Services prides itself on empowering customers' goals and providing ease of access through minimal documentation and quick loan approvals, addressing the specific financial needs of individuals and businesses. Their customer database expands across 2.5 crores with a whopping overall book size, as mentioned on the website, of 92,224 Cr as of a fiscal quarter report. Their commitment to customer satisfaction and trust is further elucidated through testimonials and key customer service touchpoints. L&T Financial Services holds high credit ratings from prominent rating agencies, solidifying their reputation as a reliable financial partner.