Deutsche Kreditbank

About The Fund

Deutsche Kreditbank (DKB) is a Berlin-based bank that specializes in digital banking and commercial services for private and business customers across Germany. Founded in 1990, DKB operates as a wholly owned subsidiary of BayernLB, embodying a dual strategic orientation. Firstly, it serves over 3.5 million retail customers by providing comprehensive online banking services which include accounts, cards, loans, investment options, and savings products. Secondly, it facilitates public and corporate financing, addressing the specific needs of local authorities and selected industries such as renewable energy, agriculture, healthcare, education, and social economy, through its network of branches.With sustainability at its core, DKB places emphasis on financing projects in the domestic housing sector, healthcare facilities, schools, day-care centers, and sustainable agriculture, as well as renewable energy projects in wind, solar, and water. It is committed to promoting economic activities that contribute to ecological and social progress. The bank is proactive in supporting the transition to renewable energy, evident in its role as the largest financier of renewable energy in Germany. This is aligned with its investment thesis that emphasizes the importance of environmental responsibility and the long-term profitability of sustainable practices.DKB's digital services, such as its mobile banking app and online platforms, are designed to cater to the demands of modern customers, prioritizing security, convenience, and accessibility. Investment products cover a range of options from ETFs, funds, and crowdinvesting to pensions and retirement plans, illustrating the bank's commitment to cater to various investor profiles and life stages.The bank prides itself on being a reliable partner to its customers and an active contributor to the social and ecological landscape of Germany. Through their innovative solutions and responsible banking philosophy, DKB aims to improve the financial well-being of individuals and businesses while supporting sustainable development initiatives.