Sterling Commercial Credit

What is Sterling Commercial Credit?

Sterling Commercial Credit is a family office based in Brighton, Michigan, United States, specializing as a specialty finance company in asset-based lending. With a focus on fueling the success of ambitious entrepreneurs, private equity firms, and M&A professionals, Sterling offers transparent commercial lending solutions. Their services include Asset-Based Loans, Business Lines of Credit, and Unitranche Loans, with an emphasis on efficient and streamlined processes.

Sterling’s lending solutions range from $2,000,000 to over $30,000,000 and have contributed to over $2.4 billion in investments.

The firm has registered significant deals within various industries, emphasizing their capability to provide tailored lending solutions for businesses with diverse asset profiles, including food processing, manufacturing, equipment lending, staffing agencies, liquor distribution, media companies, and consumer products.

The loans offered by Sterling Commercial Credit leverage a wide array of clients' assets, which may include accounts receivable, inventory, equipment, and commercial real estate. This allows them to offer diverse funding options beyond what conventional or unconventional lenders might explore.

Sterling prides itself on competitive interest rates, flexible terms, and personalized customer service which is reflected in their strategic investments and comprehensive financial solutions. The presence of collateral in asset-based lending mitigates risk, which enables Sterling to offer lower interest rates compared to unsecured business loans.

Sterling's commitment to business growth and operational needs is evident in their versatile loan applications that assist businesses in bridging cash flow gaps, meeting operational expenses, and seizing new opportunities without imposing strict usage restrictions. Moreover, Sterling Commercial Credit stands out with over 150 years of combined executive and management team experience in bank and non-bank environments.

This expertise is pivotal in providing alternative financing to middle-market corporations. They are committed to fostering trust and long-term relationships with partners through clear communication regarding rates, fees, and terms. The firm prioritizes efficient funding and lending processes by offering a simplified online application form, prompt review and assessments, optimized disbursement procedures, and responsive, transparent, and reliable customer service.

Sterling Commercial Credit embraces its role as a dedicated financial partner, sustaining a client-centric approach and empowering businesses to thrive and achieve their financial goals.